Professional Solutions Insurance Company
Professional Financial Specialists, Inc. represents Professional Solutions Insurance Company (PSIC) in Arizona, California, Colorado, Kansas, Nebraska, Oregon, Texas, Utah, Washington, New Mexico, Wisconsin, and North Carolina .
PSIC Individual Application
Professional Solutions Insurance Company (rated “A” (Excellent) by AM Best). In addition to solid claims expertise and being a financially strong company, they provide great value in the product features of the dental malpractice program.
Comprehensive Coverage Choices
- The standard coverage is $1.1 million/$3 million. While many insurance companies offer a $1 million/$3 million level of protection, our standard coverage includes an additional $100,000 of protection per claim limit.
- Both occurrence and claims-made coverages are available.
- Prior Acts coverage is available.
- With our consent-to-settle benefit, no case is settled without your specific agreement.
The Protection You Need, When You Need It
- All Malpractice Legal Fees Paid. Your defense costs won’t come out of your own pocket, nor will they reduce the policy limit you choose.
- Reimbursed up-to $500 per day when you’re out-of-the-office for deposition and court requirements.
- Defense coverage should allegations of HIPAA issues and other privacy-related proceedings arise.
- Licensure Defense Costs Paid up-to $25,000 (per policy period) if you’re called before a state licensing or federal professional review authority on any matter.
- Tail Coverage at no additional charge for death or disability at any time, or for retirement at age 55 after 5 years of continuous coverage with PSIC.
Additional Features
- Shared Limits of Liability available for your practice entity at no additional charge.
- Separate Limits of Liability for your practice entity are available for an additional premium.
- Discounts Available for remaining claims-free and/or participating in risk management programs, working part-time hours and for new graduates.
- Temporary Leave of Absence rate reduction available.
- Locum Tenens coverage is available.
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