Professional Financial Specialists, Inc. represents Professional Solutions Insurance Company (PSIC) in Arizona, California, Colorado, Kansas, Nebraska, Oregon, Texas, Utah, Washington, New Mexico, Wisconsin, and North Carolina .

PSIC Individual Application

Professional Solutions Insurance Company (rated “A” (Excellent) by AM Best). In addition to solid claims expertise and being a financially strong company, they provide great value in the product features of the dental malpractice program.

Comprehensive Coverage Choices

• The standard coverage is $1.1 million/$3 million. While many insurance companies offer a $1 million/$3 million level of protection, our standard coverage includes an additional $100,000 of protection per claim limit.
• Both occurrence and claims-made coverages are available.
• Prior Acts coverage is available.
• With our consent-to-settle benefit, no case is settled without your specific agreement.

The Protection You Need, When You Need It

• All Malpractice Legal Fees Paid. Your defense costs won’t come out of your own pocket, nor will they reduce the policy limit you choose.
• Reimbursed up-to $500 per day when you’re out-of-the-office for deposition and court requirements.
• Defense coverage should allegations of HIPAA issues and other privacy-related proceedings arise.
• Licensure Defense Costs Paid up-to $25,000 (per policy period) if you’re called before a state licensing or federal professional review authority on any matter.
• Tail Coverage at no additional charge for death or disability at any time, or for retirement at age 55 after 5 years of continuous coverage with PSIC.

Additional Features

• Shared Limits of Liability available for your practice entity at no additional charge.
• Separate Limits of Liability for your practice entity are available for an additional premium.
• Discounts Available for remaining claims-free and/or participating in risk management programs, working part-time hours and for new graduates.
• Temporary Leave of Absence rate reduction available.
• Locum Tenens coverage is available.

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