Group Discounts

You May Qualify for a Discount of up to 46% on your Disability Insurance Rates!

PFSI can provide you this high-quality coverage at a discount! You may be eligible for a plan at substantial savings through either a Discounted Group Program or an available Association Discounts.

Below are samples Level Annual premiums for this offer:

Level Annual Premiums

Age Male Female Group Discounted Premiums Savings for Males Savings for Females
30 $450-500 $650-750 $350-450 13% 46%
35 $450-550 $700-800 $400-500 14% 44%
40 $600-700 $800-900 $500-600 16% 39%
45 $700-800 $900-1000 $600-700 17% 38%
50 $800-900 $950-1100 $650-750 19% 33%

Assumptions: As of August 2012, To Age 65 Benefit Period and our Occupation, 90 Day Elimination Period, $1,000 Monthly Benefit, Dentist/Specialist, COLA 3%, Residual Disability and recovery Benefit Rider, Non-smoker, Future Purchase Options. Principal H750 Policy

Program Highlights

  • TRUE Occupation or Transitional Occupation definitions available
  • Guaranteed Non-Cancellable - Guaranteed Policy Provisions and Rates
  • Level Premiums to Benefit Period
  • Benefit Periods to Age 65 or Age 70
  • Optional Extended Benefits beyond normal benefits periods
  • Optional COLA
  • Optional Future Increase Options
  • Portability - take the policy (including discounts) with you, even if you leave the company
  • Billed directly to the insured

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