Why Should an Individual Purchase a Personal Umbrella Insurance Policy?

A personal umbrella policy is among the best values in insurance today. For as little as $255 a year, you can purchase $1M of additional coverage from us that provides protection for you, personally, in excess of the limits provided in the required underlying Auto & Home policies.

If you answer “Yes” to any of these questions, you probably need a personal umbrella policy:

  • Do you have assets that you would like to protect?
  • Do you have sizable earnings or a high profile career?
  • Do you have a youthful driver in your home?
  • Do you own a dog?
  • Do you serve on the board of a non-profit organization?
  • Do you own a swimming pool?

This is only a partial list of potential personal liability exposures. In our society, you never know what might trigger a lawsuit. Even if the suit is groundless, defense costs can be substantial. Our umbrella policy provides the coverage you need to help handle these defense and liability costs.

Optional Group Personal Umbrella