Malpractice Checklist: What's Important to You?
Use the following checklist to evaluate available malpractice insurance options and features.
Important Malpractice Insurance Features | PFSI | Your Policy | Carrier Considerations |
---|---|---|
AM Best “A” Rated | ||
Program endorsed by dental associations? | ||
Owned and Managed by dentists instead of stockholders? | Policy Considerations | |
Does carrier provide Claims-Made and Occurrence policy forms? | ||
Defense provided by local specialized dental malpractice attorneys? | ||
Coverage provided in multiple states? | ||
Policy offers "True Consent to Settle" clause? | Policy provides up to $25,000 Board Defense Coverage? | |
Provides shared limit coverage for your staff & sole corporation at no cost? | ||
Option to purchase an entity policy to separate personal limits from the company and other employees? | ||
Does the policy offer choices of coverage limits? | ||
Does the policy offer First Aid coverage? | ||
Does the policy include locum tenens coverage? | ||
Does the policy cover criminal acts? | ||
Does the Carrier offer Credits or Discounts for: | ||
New to Practice? | ||
Student or Ex-Military? | ||
Loss Free? | ||
Part Time? | ||
Risk Managment? | ||
Association? | ||
Policy suspension or Leave of Absence? | ||
Does coverage include: | ||
Restoration of implants? | ||
Placement of implants? | ||
3rd Molar Extractions? | ||
Minimal Sedation? | ||
Deep Conscious Sedation? | ||
Botox/Derma Fillers? |