Malpractice Insurance Checklist

Malpractice Checklist: What's Important to You?

Use the following checklist to evaluate available malpractice insurance options and features.

Malpractice Insurance Checklist

Important Malpractice Insurance Features PFSI Your Policy
Carrier Considerations
AM Best “A” Rated
Program endorsed by dental associations?
Owned and Managed by dentists instead of stockholders?
Policy Considerations
Does carrier provide Claims-Made and Occurrence policy forms?
Defense provided by local specialized dental malpractice attorneys?
Coverage provided in multiple states?
Policy offers "True Consent to Settle" clause?
Policy provides up to $25,000 Board Defense Coverage?
Provides shared limit coverage for your staff & sole corporation at no cost?
Option to purchase an entity policy to separate personal limits from the company and other employees?
Does the policy offer choices of coverage limits?
Does the policy offer First Aid coverage?
Does the policy include locum tenens coverage?
Does the policy cover criminal acts?
Does the Carrier offer Credits or Discounts for:
New to Practice?
Student or Ex-Military?
Loss Free?
Part Time?
Risk Managment?
Association?
Policy suspension or Leave of Absence?
Does coverage include:
Restoration of implants?
Placement of implants?
3rd Molar Extractions?
Minimal Sedation?
Deep Conscious Sedation?
Botox/Derma Fillers?


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