Malpractice Checklist: What's Important to You?
Use the following checklist to evaluate available malpractice insurance options and features.
| Important Malpractice Insurance Features | PFSI | Your Policy | Carrier Considerations |
|---|---|---|
| AM Best “A” Rated | ||
| Program endorsed by dental associations? | ||
| Owned and Managed by dentists instead of stockholders? | Policy Considerations | |
| Does carrier provide Claims-Made and Occurrence policy forms? | ||
| Defense provided by local specialized dental malpractice attorneys? | ||
| Coverage provided in multiple states? | ||
| Policy offers "True Consent to Settle" clause? | Policy provides up to $25,000 Board Defense Coverage? | |
| Provides shared limit coverage for your staff & sole corporation at no cost? | ||
| Option to purchase an entity policy to separate personal limits from the company and other employees? | ||
| Does the policy offer choices of coverage limits? | ||
| Does the policy offer First Aid coverage? | ||
| Does the policy include locum tenens coverage? | ||
| Does the policy cover criminal acts? | ||
| Does the Carrier offer Credits or Discounts for: | ||
| New to Practice? | ||
| Student or Ex-Military? | ||
| Loss Free? | ||
| Part Time? | ||
| Risk Managment? | ||
| Association? | ||
| Policy suspension or Leave of Absence? | ||
| Does coverage include: | ||
| Restoration of implants? | ||
| Placement of implants? | ||
| 3rd Molar Extractions? | ||
| Minimal Sedation? | ||
| Deep Conscious Sedation? | ||
| Botox/Derma Fillers? |
