Life insurance is a critical part of a financial plan and portfolio. Besides the difficulty of thinking of mortality and how your family is preparing for your death, it’s difficult to clearly ascertain the true benefits from the hype, miscategorization of the product, and confusion that generally surrounds the discussion of life insurance needs.
PFSI offers many life insurance options for our professional clients. Life insurance is a complex financial tool and we work with many carriers to find the policy that is right for you, whatever the need or circumstance.
Life insurance can provide protection for many needs or desires, including:
The two main types of life insurance are Term Life and Permanent Life. Although both can satisfy common needs above, there are very big differences in how each of these products can be utilized to accomplish those goals. PFSI can help you determine which product is best for your needs--and clearly communicate the reasons for our recommendations.TERM LIFE PERMANENT LIFE
Calculating your needs is a vital aspect of your financial plan. Below we have some resources for you to calculate your necessary income replacement as well as a quick life insurance quote.